What Are In-House Financing Car Dealers?

Woman Signing Contract at Dealership

In-house financing car dealers provide financing through the dealership where your payments will be made, rather than working with and making payments to a bank. Lender approval is still a requirement, but in-house financing often gives Eugene shoppers a better shot at being approved. Learn more about the details of in-house financing before applying to pre-qualify with Clint Newell Chevrolet.

Benefits of In-House Financing Cars

In addition to potentially saving you a decent amount of money when all is said and done and getting you into your new vehicle quicker than usual, there are a number of other benefits you’ll enjoy with in-house financing car dealers:

  • Flexible interest rates
  • Higher credit score
  • Easier pre-approval
  • Extended warranties

No matter if you’re working on raising your credit score or you’d like to extend your vehicle’s original warranty, applying for in-house financing with a dealership like Clint Newell Chevrolet can help. After you submit an application, you’ll be hitting Cottage Grove roads in your dream vehicle in no time!

Be Aware of These Warning Signs

As you search for in-house financing car dealers near me, there are some things you should watch out for so you don’t end up in the middle of a scam. There are plenty of in-house financing car lots near Sutherlin, and if any of them present the following red flags, you may want to reconsider:

  • You’re allowed to leave the lot before officially agreeing on a payment term
  • “Approved” vs. “approval” – if the dealership is manufacturer-approved, they’re fully approved and will have higher standards to uphold. The same can’t always be said for the latter.
  • The dealership doesn’t report to an official credit bureau
  • You receive a phone call telling you that your financing plan fell through and you’ll need to provide additional funds, or you’re given a higher interest rate than before
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Trust Clint Newell Chevrolet for In-House Financing

Consider your search for “in-house financing car dealers near me” over with us in Roseburg. You can rest assured you’re making a smart decision with our in-house financing cars, and when you apply online to get pre-approved, you’ll be able to get behind the wheel in no time. You can even estimate your credit score beforehand. To help make your purchase more affordable, we offer a convenient rotating selection of vehicle specials for you to peruse. Contact us with questions or to schedule a test drive today!

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